Discussion of prepaid college tuition plans looks at their strengths and weaknesses and provides an analysis to illustrate their use as an alternative in funding a child's future education. It is noted that, although some financial planners argue against them, they can offer significant savings by locking in tuition rates. (MSE)

Analysis of tax treatment of tuition prepayment plans suggests that they expose parents and institutions to serious risks and cannot be expected to provide a useful form of insurance. The only two published rulings subject investors to harsh tax treatment and address only one controversial form of prepayment plan. (MSE)

The high tuition/high student aid approach will not only change how higher education is financed, it will also have powerful political and educational consequences, using student and parental contributions as a means of redistributing income. Current economic conditions offer an opportunity to more clearly define shared responsibilities for higher…

Characteristics of enrollees in the Michigan Education Trust, an advance tuition payment plan, during its 1988 and 1989 open enrollment periods are examined and compared with those of the state's general population and the 1988 entering class of freshmen in its public universities. (Author/MSE)

Reviews issues surrounding college tuition discounting, and outlines sources of confusion, defines various discount types, provides historical background prior to recent changes in fund accounting rules, describes the new rules' impact, outlines different uses of tuition discounting by three groups, and applies the accumulated definitions to an…

With women undergraduates now outnumbering men, there are now more women than men borrowing for college. A study used three national data sets to examine differences in borrowing between male and female undergraduates. While some differences both in borrowing patterns and behaviors were found, men and women were found to be borrowing similar…

No matter what the rationale for high tuition, unless it is controlled, the average American family will not be able to afford a private college or university education. What is needed is a flexible tuition prepayment plan built on cooperation between private institutions, the federal government, and investment firms. Requirements of a successful…

A discussion of Florida's college tuition prepayment program describes the plan and its options and examines its marketing implications as a preneed service. It is concluded that the program makes saving for college easy, economical, and completely safe but requires rethinking of conventional marketing strategies and mix. (MSE)

Summarizes the National Commission on the Cost of Higher Education's report, "Straight Talk About College Costs and Prices," concerning the rate of increase in tuition and costs, college affordability, financial aid trends, state support of public institutions, contributors to costs, faculty costs, and recommendations for institutional action.…

A British survey of 708 part-time graduate students in the social sciences found that a typical student studies about 15 hours a week, works full-time in education, health, or local government, receives some employer tuition assistance, and is given one-half to 1 day release time a week for studies. (Author/MSE)

Recent research demonstrates that many countries are asking similar policy questions about financing higher education and answering them in very different ways. No government seems entirely satisfied with current methods of sharing higher education costs, and many are simultaneously introducing changes in their institutional funding and student…

Using longitudinal college student (n=2,497) and parent data and interviews of a subsample (n=60), a study examined factors associated with parental savings for students' postsecondary education. Results suggest that socioeconomic status, student educational aspirations, and the extent to which parents think they will need outside financial help…

Discussion of guaranteed college tuition programs first explores their origins and reasons for continuing high inflation rates for tuition. The relationship between tuition increase and enrollment is examined, and many current guaranteed tuition plans are reviewed. Basic considerations in developing a model for a multiyear plan are outlined and a…

Four ways to calculate students' net cost of attending college are presented, and merits and drawbacks of each are discussed. Results suggest college remains affordable for most students, and that students have ways to further reduce their net cost. Results also suggest that financial aid programs have had some success in providing access to…

Analysis of data from National Education Longitudinal Study found that a third of parents of high school seniors had not begun preparing for college costs and a quarter had begun only recently. Most did not expect savings to cover costs and had investigated financial aid but relatively few had applied. Grants, scholarships, and fellowships were…