A college degree or credential is a crucial stepping-stone to the middle class, and American colleges and universities play an essential role in building a more prosperous, equitable country. However, too many colleges routinely and disproportionately enroll students who end up struggling to repay or, worse, default on their student debt. "A Policymaker's Guide to Using New Student Debt Metrics to Strengthen Higher Education Accountability," a new report from The Institute for College Access & Success (TICAS), considers three promising debt metrics that could complement and strengthen existing accountability metrics and ultimately move the needle on borrower success: debt-to-discretionary earnings ratios, earnings net of expected debt payments thresholds, and repayment rates.