Student loans program is one of the most controversial phenomena in financing higher education in Ghana, but its importance as a cost sharing mechanism is incontestable. This paper describes the challenge of financing higher education in Ghana. It provides a critique of the Social Security and National Insurance Trust (SSNIT) Student Loans Scheme,…

This article summarizes the current pattern of finance of higher education in Ghana, gives a brief history of student loans in Ghana, and describes a new program, which is administered by the Social Security and National Insurance Trust and is expected to result in a higher rate of loan repayment. (Author/DB)

Expanding and rethinking the nature of secondary education in Sub-Saharan African countries, traditionally reserved for elites and few others, are becoming crucial to successful individual and national participation in the global economy. As governments and donors turn their attention increasingly to secondary education, policies are being…