This guide to federal Direct PLUS loans for parents of students attending postsecondary education institutions begins with a list of frequently asked questions and answers. The first chapter is on the basics of what a Direct PLUS loan is and what parents need to know before applying for a Direct PLUS loan. The second chapter, which deals with getting a Direct PLUS loan, considers eligibility, the application process, what happens after the application is submitted, and when the money is distributed. The last chapter is on repayment of the Direct PLUS loan. Sections address when repayment is due, how repayment works, where payments should be sent, what to do if there are problems repaying, and loan consolidation. Also included is a Direct PLUS loan repayment chart and a directory of addresses and telephone numbers for specific aspects of Direct PLUS loans. (DB)