This guide is intended to help Kentucky families of children with disabilities or other special needs to find services in their communities. Introductory information offers guidance in selecting services, applying for services, obtaining services, and organizing to obtain unavailable services. A question-and-answer format is used, with space provided for families to record information relevant to their situation. The questions address the following topics: emergency financial assistance, short-term or long-term financial assistance, financial help for medical bills, financial help for medicine or medical equipment, financial help for food, sources of furniture assistance, emergency assistance for utility bills, services provided by the local health department, services provided by the Commission for Handicapped Children, mental health services available for children, types of physicians, and dentistry. A number of addresses of Kentucky agencies and resources are provided. (DB)