Issues in the provision of lifelong care for a handicapped son or daughter are discussed. Three types of guardianship are described: total guardianship, partial or limited guardianship, and collective guardianship/joint trust. Topics addressed include reasons for setting up a trust, specific trust provisions, terminating the trust, social security and other benefits, life insurance, and the disposition of savings. Selection of a trustee or guardian, the guardian's role, and record-keeping for the guardian are also discussed. A section of do's and don'ts includes the recommendation to select an attorney experienced in setting up trust agreements and wills for the handicapped. (JW)