This directory lists and describes programs for minority group members in the areas of career information, employment skills development, and financial aid for higher education. It is divided into three sections. Section 1 covers general employment and educational assistance programs, including national, regional, and area scholarship programs, career orientation activities, employment services, and other sources of assistance. Entries in this section are numbered consecutively and are in alphabetical order. Section 2 lists economic assistance, job retraining, and student financial aid programs operated with Federal funds. Entries here are grouped under the name of the Federal agency or office involved. Section 3 includes special remedial, financial aid, and other activities developed by individual colleges and universities to support minority group members. These entries are organized by State. Two indices are provided for the directory--one alphabetical and the other by program--as are a glossary and a list of sources for additional information. (GC)