This booklet, a public relations publication of Aetna Life & Casualty, describes Aetna's partnership program with schools, community groups, and other businesses to help disadvantaged youth develop employability skills. The issue of closing the employability gap is briefly addressed, and Aetna's interest and role in developing a pool of qualified job applicants is discussed. Aetna's responsibility to coordinate the "Stepping Up" support team is then explained. The three basic resources that the schools, community groups, and other businesses can use to bridge the employability gap are discussed: dollars through local grant-making; volunteer participation; and employment and training in various businesses. The three existing education and employment programs that Aetna is expanding as part of "stepping up" are described. They are Saturday Academy, which provides educational enrichment and motivation for inner-city seventh graders; Students at Work, which keeps at-risk high school students from dropping out; and Office Futures, which provides intensive office skills training and job placement for unemployed adults. (YLB)