A British survey of 708 part-time graduate students in the social sciences found that a typical student studies about 15 hours a week, works full-time in education, health, or local government, receives some employer tuition assistance, and is given one-half to 1 day release time a week for studies. (Author/MSE)

Recent research demonstrates that many countries are asking similar policy questions about financing higher education and answering them in very different ways. No government seems entirely satisfied with current methods of sharing higher education costs, and many are simultaneously introducing changes in their institutional funding and student…

Using longitudinal college student (n=2,497) and parent data and interviews of a subsample (n=60), a study examined factors associated with parental savings for students' postsecondary education. Results suggest that socioeconomic status, student educational aspirations, and the extent to which parents think they will need outside financial help…

Discussion of guaranteed college tuition programs first explores their origins and reasons for continuing high inflation rates for tuition. The relationship between tuition increase and enrollment is examined, and many current guaranteed tuition plans are reviewed. Basic considerations in developing a model for a multiyear plan are outlined and a…

Four ways to calculate students' net cost of attending college are presented, and merits and drawbacks of each are discussed. Results suggest college remains affordable for most students, and that students have ways to further reduce their net cost. Results also suggest that financial aid programs have had some success in providing access to…

This volume describes the Federal Perkins Loan Program, which comprises Federal Perkins Loans, National Direct Student Loans (NDSLs), and National Defense Student Loans (Defense Loans). Perkins Loans and NDSLs are low-interest long-term loans made through school financial aid offices to help needy undergraduate and graduate students pay for…

The Federal Perkins Loan Program comprises Perkins Loans, National Direct Student Loans (NDSLs), and National Defense Student Loans (Defense Loans). Perkins Loans and NDSLs are low-interest (currently 5%), long-term loans made through school financial aid offices to help needy undergraduate and graduate students pay for postsecondary education. No…

The Federal Work-Study (FWS) Program encourages the part-time employment of undergraduate and graduate students who need the income to help pay the cost of their education and encourages FWS recipients to participate in community service activities. This volume describes the ways schools are required to use money from their FWS Program funds to…

The purpose of the Federal Supplemental Educational Opportunity Grant (FSEOG) program is to encourage schools to provide grants to exceptionally needy undergraduate students to help pay for postsecondary education. Giving priority to applicants with exceptional financial need, schools selecting FSEOG recipients must use the selection criteria…

The Federal Perkins Loan Program is comprised of Perkins Loans, National Direct Student Loans (NDSLs), and National Defense Student Loans (Defense Loans). Perkins Loans. Made to students with no outstanding balance on a Defense Loan or NDSL, and NDSLs are low-interest (currently 5%), long-term loans made through school financial aid office to help…

The Federal Work-Study (FWS) Program encourages the part-time employment of undergraduate and graduate students who need the income to help pay the cost of their education and encourages FSW recipients to participate in community service activities. This volume describes the ways schools are required to use money from their FSW Program funds to…

The purpose of the Federal Supplemental Educational Opportunity Grant (FSEOG) program is to encourage schools to provide grants to exceptionally needy undergraduate students to help pay for postsecondary education. Giving priority to applicants with exceptional financial need, schools selecting FSEOG recipients must use the selection criteria…

Analysis of data from National Education Longitudinal Study found that a third of parents of high school seniors had not begun preparing for college costs and a quarter had begun only recently. Most did not expect savings to cover costs and had investigated financial aid but relatively few had applied. Grants, scholarships, and fellowships were…

A survey of parents of college-bound high school students (1996 and 1997-99) considered separately) found widespread belief that college education is a worthwhile investment for economic and personal reasons, despite high cost. Most could provide cost figures for public colleges. Expected sources for funding college varied. Many save little for…

A study investigated the effect of emergency loans of up to $275 on retention among 504 loan applicants (347 granted and 157 denied) at 1 university. Results indicate the loans had little or no effect on the likelihood of a student remaining in college. (Author/MSE)