These bilingual English/Spanish Adult Proficiency Materials comprise three adult education courses in these areas: consumer education, health, and nutrition. Part 1, Consumer Education, covers these topics: money management, credit, frauds, consumer complaints, housing, utility bills, saving energy, banking, insurance (car, health, life), buying a car, and clothing. Part 2, Health, includes personal hygiene, prenatal care, types of doctors, heart diseases, drugs, alcohol, smoking, immunizations, eye and dental care for children, and common illnesses. Part 3, Nutrition, covers these areas: balanced diet, four basic food groups, obesity, dieting, exercise, comparative shopping, advertising, and ordering by mail. Each lesson or topic may include some or all of the following: objective(s), teacher guide or suggestions, informative materials, reading selections, questions, student exercises and/or activities, and suggested activities. Following an English version of all materials in each of the three sections, most student materials are repeated in Spanish. (YLB)